This disclaimer can be found in the home page of www.winstonrowe.com, the signature of processing@winstonrowe.com, the Transaction Summary Questionnaire that clients must complete, initial and sign that is submitted for initial review.

Winston Rowe & Associates is NOT a United States Securities Dealer or Broker, Depository Bank, Pay Day Loan Company, Pawn Broker, Lender or U.S. Investment Adviser, Direct, Lender, Private Money, Lender, Banker, Mortgage Company, Commercial Lender, Commercial Bank, Hard Money Lender, Private Capital Firm, Private Equity Firm, Hedge Fund, Investment Fund, Mutual Fund, Stock Broker, Real Estate Agent, Money Finder or Banking Agent.

Winston Rowe (Winston Rowe & Associates) is a business name used for business trade name and business identity purposes and is NOT A REAL PERSON LIVING OR DEAD.

The company name Winston Rowe & Associates is a play on words and was developed during the watching of T.V. by combining Winston Churchill and T Rowe Price.

USE OF TRADE & COMPANY AND OR BUSINESS NAMES:

The use of trade, business names and company names as well as corporate identities, logos and marks is a well established legal practice throughout business and history in the United States of America.

WINSTON ROWE & ASSOCIATES BUSINESS DESCRIPTION:

Winston Rowe & Associates, a national no upfront fee non investment consulting, advisory and due diligence firm specializes in assisting clients as a non investment advisor and consultant for the structuring complex debt, private equity, private capital (hard money), and agency commercial real estate financing solutions.

NO UPFRONT FEE POLICY:

Please go to our website for updated no upfront fee policies.

winstonrowe.com/Costs_Commessions___Fees.html

PRODUCTS & SERVICES NOTIFICATION:

Please go to http://www.winstonrowe.com for more information about Winston Rowe & Associates, products, services and policies. Products and services are subject to change at any time without notice.

PRESS RELEASE & BLOG, WEB SITE, META TAG AND PHRASES DISCLAIMER:

The use of the English and non English words or phrases in press releases or blog, forums, chat rooms, or in website titles and META tags which include but are not limited to; Direct Lender, Lenders, Bank, Banking, Finance, Loans, Mortgage, Money, Private Banking Approach, Commercial Lender, Hard Money Lender and Refinancer. Are only English and non English article titles, phrases and words DO NOT indicate in any way that Winston Rowe & Associates is a United States Securities Dealer or Broker, Depository Bank, Lender or U.S. Investment Adviser, Direct, Lender, Private Money, Lender, Banker, Mortgage Company, Commercial Lender, Commercial Bank, Hard Money Lender, Private Capital Firm, Private Equity Firm, Hedge Fund, Investment Fund, Mutual Fund, Stock Broker, Real Estate Agent, Money Finder or Banking Agent. Said English and non English words, phrases, titles and META tags ARE NOT knowingly or willfully meant or designed to misrepresent, mislead or hoodwink persons, businesses, groups that wish to do business with Winston Rowe & Associates. Said English and non English words and phrases can only be considered puffery and are NOT in any way making any warranty, guarantee, and or promises.

SEARCH ENGINE OPTMIZATION (SEO) COMPUTER PROGRAMS, COMPUTER CODE THIRD PARTY WEBSITE DISCLAIMER

The use of the English and non English words or phrases in press releases or blog, forums, chat rooms, or in website titles and META tags, HTML, computer programs, computer code, machine code, third party websites, fourms, news articles, chat rooms,. tweets, search engines, search indexes, lists which include but are not limited to; Direct Lender, Lenders, Bank, Banking, Finance, Loans, Mortgage, Money, Private Banking Approach, Commercial Lender, Hard Money Lender and Refinancer are utilized for search engine optimization (SEO) only. Said English and non English words and phrases, computer programs, computer code, machine code, CAN only be considered SEO and puffery and are NOT in any way making any warranty, guarantee, and or promises.