John Nicholson is the owner and founder of The 401K Man established to help everyone through lifes financial puzzles. His financial background began with helping family members and others in the late 1980s. During the mid to late 1990s his focus was turned towards services assisting many clients obtain financing for major home remodeling improvements and commercial building improvements. A Chicago area T.V. spokesperson for a major company for a few years, he became instrumental in helping friends, relatives and clients with financing, investments and retirement planning. John recognized a dire need to help people with the financial puzzles of investments, insurance, retirement and financial planning matters. He soon expanded beyond family members and friends assisting clients. Once becoming licensed as an insurance agent he began offering financial and retirement planning services in addition to the Life insurance, Health Insurance, Indexed and Fixed Annuities. With the 2012 (P.P.A.C.A.) health insurance law for all Americans John introduced one of the first Health Care Exchanges online. In addition to his private insurance exchange he introduced a way for seniors to recieve multiple Medicare quotes instead of the typical "One company is all you need" mentality from most captive agents. He currently represents over two dozen Fortune 1000 insurance and financial institutions in order to offer a broad array of quality choices to his clients. The401k man is the commercial side serving businesses offering employee benefits as well as alternative investments and other choices for business owners and individuals.