Zino Bayou appears to be simply a well-rounded person in general; there seems to be little he wouldn't be willing to take on. He earned an Engineering degree in the Aviation Industry and a Master’s degree in Marketing, worked as a flight attendant in his late teens and early 20s, has traveled the world, raised twin sons, speaks six languages and previously owned his own travel agency. So after all that, wouldn't the world of car sales seem a little mundane?

He likes the car business because of the challenge and dealing with people, and help them re-establish their credit. Being friendly and outgoing are definite assets in this line of work. Customers don’t buy from you if they don’t like you.

The knowledge and personality are the keys to reaching customers from the greeting to the negotiation and closing.
He is good at diversity; customers from other countries are often impressed when he can tell where they’re from by how they speak.

Being a great car salesperson depends on 2 main things - Personality and Process. Each and every part of the process is essential from greetings to car delivery. As a car salesperson it is my responsibility to find out exactly what the customer’s needs are and match one of our vehicles to their needs according to their budget.

He does not forget his customers after he sell them a car. He relies on the repeat customers. Follow up is the key, Keeping a good diary is very important - if you say you are going to contact someone on a particular day at a particular time then do it.


He sends all his customers thank-you letters and other periodic correspondence; he includes business cards, asks for referrals and lets them know to contact him if they have any problems with the car. He estimated that roughly forty percent of his business comes from repeat customers, and as a former business owner himself, he understands the value of good follow-up, both for himself and for the dealership. Why should we have to spend a lot of money for advertisement? If a customer is happy with me, I’m sure he is going to come back to me.

Zino Bayou is a Finance Manager and an expert on Sub-prime Lenders, Bank programs and Guidelines for Auto Loan Financing with Bad Credit. Customers are often surprised when he does not turn them over to another person to handle the financing. He acknowledged that part of his job is to serve as something of a credit counselor, explaining to customers how to improve their credit ratings by removing all the negative items from their credit bureau if they are older than Seven years, based on (FTC) Federal Trade Commission. And also helped them understand the Bank guidelines based on Kelly Blue Book and NADA, to focus on (LTV) loan to value vehicles to get a lower rates comparing to older or higher-mileage vehicles. The lenders consider these vehicles high risk. They get scared, when the sales man showed them only one or two vehicles and couldn't explain the whole process based on their loan approval. It can be all confusing because they don’t understand how the special finance functions.

The sales man should explain the steps and conditions of the Bank loan approval. Every loan approval is different based on the credit ratings. It is extremely important to be open and transparent.
Zino Bayou is very open with customers, and they trust him.
He does make sense to the customers by explaining all the process from A to Z for a smooth transition.

He truly enjoys helping people with bad credit. He is not here just to push something, he educates them about their credit as well, and he loves what he does.

If you have been to another dealer and your visit was less than perfect, you will now find with Zino Bayou Financial that you will get the help and answers you need.

He is specialist and experts in arranging financing with problems like that…