Kenneth Grayer is the President of Financial Management Institute, Inc, a company recognized for helping individuals deal with defaulted student loans with ANALYSIS, IMPLEMENTATION, and CUSTOMIZATION. Kenneth offers his clients the benefit of more than 13 years experience with consumer financial management; government student loan default assistance and FREE online financial literacy resources.

A respected and inspiring industry leader, Kenneth was instrumental in developing and implementing FREE financial literacy curriculum; customers appreciate his insight into their personal needs and clear communication, which complements his financial background in consumer financial management.

Kenneth Grayer has provided free resources and ongoing support to various communities. During money smart week Kenneth partners with the Federal Reserve Bank of Chicago to help, local community colleges, and local community libraries provide individuals with free money management resources.

Mr. Kenneth Grayer is a native of Chicago, Illinois and after graduating from Elk Grove High School in Elk Grove Village, Illinois Mr. Kenneth Grayer enlisted in the United States Navy. During his four year enlistment he served on-board the USS Eisenhower CVN 69